Homeowners' Assistance Programs
Housing Rehabilitation Assistance
Do you need financial assistance with making repairs to your home? The Community Development Department has two Housing Assistance Programs that may be able to assist you:
Community Development Block Grant Program – this is a HUD funded program through Wayne County that offers emergency and non-emergency assistance to homeowners. Residents who qualify (income eligibility guidelines apply) may obtain assistance for roof repairs, furnace replacement, plumbing repair and more. The cost of the repairs are placed in the form of a lien against the property which is payable upon sale or transfer of the property with zero interest. Eligible homeowners must be identified on the deed and all city taxes must be paid. Funding is limited.
Property Improvement Program – this is a MSHDA funded low interest loan program. Interest rates vary between 4% - 8%. This program is available for single-family homeowners as well as landlords who rent to low-to-moderate income tenants. Eligible homeowners may borrow up to $50,000 and eligible landlords may borrow up to $25,000 per unit with a maximum outstanding limit of $100,000 per borrower. Eligible homeowners may spread repayment over 20 years.
Wayne County Weatherization Program
The Wayne County Weatherization Program provides free home weatherization to low income residents. Weatherization services include energy conservation services such as insulation and modernizing heating and air conditioning systems. Applicants cannot have gone through the program since 1993.
Each year about 4,000 eligible homeowners and renters benefit from the program. Studies show an average 15% - 30% reduction in fuel costs. As a result of the 2009 American Recovery and Reinvestment Act, an unprecedented $5 billion in funding will be allocated to the Weatherization Assistance Program. The Department of Energy has increased the income eligibility guidelines and raised the maximum weatherization cost per home from $3,055 to $6,500.
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For more information, contact the Wayne County Weatherization Program at 734-284-6999 or Jeannie Fields in the Planning and Economic Development Department at 313-563-7709.